Our downtown Athens drive thru ATM and night deposit box will be closed until further notice. Please use our Tyler Street ATM and night deposit box located at 1114 E. Tyler Street. The ATM located inside the downtown Athens branch will be available during regular lobby hours.
Interest bearing checking accounts are not a thing of the past. First State Bank Now Accounts offer you the ability to earn interest on your money. A NOW account checking account provides flexibility of spending, along with many FREE services such as Online Banking, Mobile Banking, Bill Pay and Mobile Deposit.
|NOW Checking||Super NOW Checking||Tiered Investment Checking|
|Minimum to Open||$1,500||$2,500||$10,000|
|Monthly Service Fee||See Below (1)||See Below (2)||See Below (3)|
|Interest||Set Periodically||Set Periodically||Set Periodically**|
|FSB Debit Card|
(FSB & Austin Bank at no cost)
Bill Pay Service
|Statements||Free E-Statements - Images Accessible Online*||Free Paper Statements - Images Provided||Free Paper Statements - Images Provided|
* Paper statement with images available for $4.00 per month
** Interest Tiers: $0.01 to $25,000, $25,000.01 to $50,000.00 $50,000.01 or Greater
(1) If balance falls below $1,500 at any time within the month, $10 service charge.
(2) If balance falls below $2,500 at any time within the month, $10 service charge.
(3) If balance falls below $10,000 at any time within the month, $10 service charge.
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