Our downtown Athens drive thru ATM and night deposit box will be closed until further notice. Please use our Tyler Street ATM and night deposit box located at 1114 E. Tyler Street. The ATM located inside the downtown Athens branch will be available during regular lobby hours.


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The bank provides Trust, Stability, Consistency and Knowledge of our local economy.

Danny Tidmore

I love to bank here because of the friendly personal service I receive

Lezlee "Elsie Mae's"

First State Bank.....Where everybody knows your name.

Andrea Pickens

Customer Service Champions

First State Bank is very family friendly and always here for you if you need help.

Kim Wilson

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