Our downtown Athens drive thru ATM and night deposit box will be closed until further notice. Please use our Tyler Street ATM and night deposit box located at 1114 E. Tyler Street. The ATM located inside the downtown Athens branch will be available during regular lobby hours.


Business Savings

Keeping Cash Close at Hand

A Statement Savings account with First State Bank offers a safe way to set aside money for unexpected emergencies.  Knowing that your money is safe and earning interest for you provides peace of mind when you need it the most.




Statement Savings

(Qualified Businesses)

Minimum to Open$100
Minimum Balance$100
Monthly Service FeeSee Below (1)
InterestSet Periodically
FSB Debit Card

ATM Access

(FSB & Austin Bank at no cost)

Online Banking


Bill Pay Service
StatementsFree Paper Statement


 (1) If balance falls below $100 at any time within the quarter, $5 service charge. 

  • Three withdrawals per quarter allowed at no charge; withdrawals in excess of three are charged $2.00 per withdrawal.

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