Beginning March 24, 2026: Logging in to Online Banking will require a 6-digit code sent to your phone via text or voice call, replacing traditional security questions for a faster and more secure experience. Please verify that your mobile or direct phone numbers are up to date. For assistance, call (903) 676-1900.
Certificates of Deposit (CD)
If you have extra cash and are looking for a short term investment, then a Certificate of Deposit from First State Bank may be what you're looking for. You are in complete control of the term and rate while enjoying the security of FDIC coverage. Competitive rates and no fees* are a few of the benefits available to you so stop by our Customer Service area for more information on the wide selection of CDs offered.
* Penalties for early withdrawals may apply
We'd Love to Help
For questions and additional information on any of our products, please contact one of our E-Commerce Representatives at (903) 676-1900.
