Beginning March 24, 2026: Logging in to Online Banking will require a 6-digit code sent to your phone via text or voice call, replacing traditional security questions for a faster and more secure experience. Please verify that your mobile or direct phone numbers are up to date. For assistance, call (903) 676-1900.
Helping Our Communites Grow
Whether you are considering a purchase, start up, or refinance, First State Bank is ready to assist you. We can offer loan options and terms that are tailored specifically for you and with local decision making; we are with you every step of the way.

To download the personal financial statement please click here.