Beginning March 24, 2026: Logging in to Online Banking will require a 6-digit code sent to your phone via text or voice call, replacing traditional security questions for a faster and more secure experience. Please verify that your mobile or direct phone numbers are up to date. For assistance, call (903) 676-1900.
Resources: Downloads
Switch to Us
Switching your accounts to First State Bank has never been easier. From sending your current bank an Account Closing Letter, updating your Automatic Payment Transfer and Payroll Direct Deposit, we have you covered! Any of our friendly Customer Service Representatives can assist you in completing the forms or answering any questions.
Financial Statement
To download the personal financial statement please click here.
Personal Loan Application
You can download the personal loan application from this page.
Your Credit
Use these links to learn more about avoiding identity theft, protecting yourself against fraud and scams and understanding your credit.
Identity Theft
Brochures in both English and Spanish are available here.
Overdraft Practices and Fees
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. To learn more, click on the Read More tab.
We'd Love to Help
For questions and additional information on any of our products, please contact one of our E-Commerce Representatives at (903) 676-1900.
